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Newcomer to Canada: Your First 90 Days (Jobs, SIN, Banking)

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Education only, based on official Government of Canada pages (canada.ca). Rules can change and some depend on your province or territory and your immigration status. Always check the official page for your situation, and get immigration or legal advice only from authorized professionals.

What you'll be able to do
  • Apply for your Social Insurance Number (SIN) and keep it safe.
  • Apply for provincial or territorial health coverage and plan for the waiting period.
  • Open a bank account and know what ID banks accept.
  • Start your job search with free government and settlement services.
  • Understand your first tax year and the benefits you may apply for.
  • Spot common scams and know how to check if a call is real.
Words in this course 27Open the Vocabulary Hall
01

Your 90-day plan

In simple words

Moving to a new country is like starting a new video game level. You need the right keys first (a SIN, a health card, a bank account), then you can unlock the next doors, like jobs.

Key facts

A simple order many newcomers follow (adjust to your situation):

WhenWhatWhere to start
Week 1Apply for your SINService Canada (online, mail or in person)
Week 1Apply for provincial/territorial health coverage; consider private insurance while you waitYour province or territory
Weeks 1 to 2Open a bank accountA bank or credit union
Weeks 1 to 4Connect with free newcomer servicesIRCC's newcomer services finder
Weeks 2 to 12Job search, credential checks, language classesJob Bank, settlement agencies, regulators
Within the first monthsLearn about taxes and benefits; apply for benefits you may qualify forCanada Revenue Agency (CRA)
Before drivingCheck your driver's licence rules and get car insuranceYour province or territory
  • Canada.ca's "New life in Canada" section links to official pages on health care, housing, jobs, education, driving, money and taxes.
  • Free settlement services (help with forms, jobs, language) are offered by immigrant-serving organizations across Canada. Eligibility depends on your status; check the IRCC eligibility page.
Step by step
  1. Open the table in this lesson and copy it into a notebook or your phone calendar.
  2. Next to each row write a real date: week 1 for SIN and health coverage, weeks 1 to 2 for a bank account.
  3. Open canada.ca and search New life in Canada for official pages on health, housing, jobs and taxes.
  4. Find free newcomer services near you with IRCC's newcomer services finder.
  5. Make a folder or envelope for your original documents: passport, permit or PR papers.
  6. Check: every task has a date and an office or website beside it.
LESSON 01Your 90-day plan
LESSON 01 / ANIMATED LESSON / AI VOICE00:00 / 01:00
Read the video script
[Host] "New to Canada? Here's your first ninety days in one screen."
[Text on screen: SIN, Health, Bank] "Week one: your Social Insurance Number and your health card application. Then a bank account."
[Screen: settlement services finder] "Next, find free newcomer services near you. They help with jobs, forms and language."
[Host] "Then the job search, taxes and benefits. Let's go step by step, using official canada.ca pages only."
Try it now

Copy the table above into a notebook or spreadsheet. Add your own dates and check off each step as you finish it.

ClaudeStuck? Copy a ready-made prompt for Claude

Copy this, open Claude, paste it, and Claude will walk you through the lesson step by step.

For a grown-up: Claude is for adults (18+). Copy this, paste it into Claude, and use the answer to explain the lesson to your child.

I'm learning "Newcomer to Canada: Your First 90 Days (Jobs, SIN, Banking)" on The Future Market. Lesson 1: "Your 90-day plan".

What the lesson teaches:
- When - What - Where to start
- Week 1 - Apply for your SIN - Service Canada (online, mail or in person)
- Week 1 - Apply for provincial/territorial health coverage; consider private insurance while you wait - Your province or territory
- Weeks 1 to 2 - Open a bank account - A bank or credit union
- Weeks 1 to 4 - Connect with free newcomer services - IRCC's newcomer services finder
- Weeks 2 to 12 - Job search, credential checks, language classes - Job Bank, settlement agencies, regulators
- Within the first months - Learn about taxes and benefits; apply for benefits you may qualify for - Canada Revenue Agency (CRA)

The exercise I'm working on:
Copy the table above into a notebook or spreadsheet. Add your own dates and check off each step as you finish it.

I'm stuck. Please:
1. Explain the main idea in plain, simple words with one everyday example.
2. Walk me through the exercise one small step at a time. Ask me what I've done so far before giving the next step.
3. Don't just give me the final answer. Help me do it myself, and check my work when I share it.
4. This is for learning only. Remind me to check with a licensed professional before I make a real decision about my own money, health or legal situation.
I'm a parent helping my child (about 8 years old) with a lesson called "Your 90-day plan" from the course "Newcomer to Canada: Your First 90 Days (Jobs, SIN, Banking)".

Here's what the lesson says:
Moving to a new country is like starting a new video game level. You need the right keys first (a SIN, a health card, a bank account), then you can unlock the next doors, like jobs.

The activity:
Copy the table above into a notebook or spreadsheet. Add your own dates and check off each step as you finish it.

Please explain this so an 8-year-old understands: short sentences, a fun everyday example, and no hard words.
Then give me 3 simple questions I can ask my child to check they understood, and a way to do the activity together, one tiny step at a time.
Keep it general and educational. This is not advice for a real situation.
Open Claude
Sources
My notes
02

Your Social Insurance Number (SIN)

This lesson is part of full access: every course and every level for one payment.

03

Health coverage

This lesson is part of full access: every course and every level for one payment.

04

Banking basics

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05

Finding work

This lesson is part of full access: every course and every level for one payment.

06

Taxes, benefits, driving and scams

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++

Final project

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??

Quiz

  1. How much does it cost to apply for a SIN?

  2. What number does a temporary resident's SIN start with?

  3. Does Service Canada still issue plastic SIN cards?

  4. How long may it take for provincial health coverage to start?

  5. Can you use a foreign passport as ID to open a bank account?

  6. What must a bank give you if it refuses to open an account?

  7. When is a personal tax return usually due?

  8. Why file a tax return even with no income?

  9. What should you do if a "CRA" caller gives you a number to call back?

EX

Final exam

This lesson is part of full access: every course and every level for one payment.

CE

Certificate

This lesson is part of full access: every course and every level for one payment.